UnitedHealth is still bleeding, but Elevance is hemorrhaging faster. UNH’s drawdown sits at 53.2%, while ELV’s is 45.3%. But UNH’s 10-year CAGR is 10.6%, ELV’s is 8.2%. UNH’s market cap is $261.3B, dwarfing ELV’s $77.8B. UNH trades at 11.8x earnings with a 3.1% yield. ELV’s PE is 11.7, yield 2.4%. UNH’s revenue is $309.6B, ELV’s is $139.5B. UNH’s net margin is 5.7%, ELV’s is 4.5%. UNH wins on scale, yield, and long-term compounding. ELV’s recent bounce is cosmetic.
Oscar Health is still a small-cap, but it’s not small-minded. OSCR’s net margin is 9.0%, HIMS is 8.4%. OSCR’s gross margin is 100.0%, HIMS is 73.5%. OSCR’s operating margin is 9.5%, HIMS is 9.9%. OSCR’s revenue is $3.05B, HIMS is $586M. OSCR’s PE is 38.4, HIMS is 76.2. OSCR’s drawdown is 62.3%, HIMS is 27.3%. OSCR’s YTD return is 3.2%, HIMS is 106.7%. OSCR is cheaper, more profitable, and less crowded. HIMS is priced for perfection. OSCR is priced for survival.
Lemonade is still bleeding, but Root is in freefall. LMND’s drawdown is 25.4%, ROOT’s is 53.2%. LMND’s YTD return is 11.0%, ROOT’s is 74.9%. LMND’s PE is 43.9, ROOT’s is 115.1. LMND’s market cap is $2.98B, ROOT’s is $1.95B. LMND’s short float is 28.8%, ROOT’s is unknown. LMND’s revenue is $461.6M, ROOT’s is $195.1M. LMND’s ROE is -35.6%, ROOT’s is 16.3%. LMND is still unprofitable, but ROOT’s debt load and volatility are worse. LMND is the lesser evil.
CAVA is still expanding. SG is still shrinking. CAVA’s same-store sales rose 10.8% in Q1. SG’s fell 3.1%. CAVA’s net margin is 7.8%, SG’s is -15.1%. CAVA’s revenue is $331.8M, SG’s is $166.3M. CAVA’s gross margin is 25.3%, SG’s is 17.9%. CAVA’s operating margin is 4.7%, SG’s is -17.2%. CAVA’s market cap is $10.65B, SG’s is $1.61B. SG’s YTD return is -57.7%, CAVA’s is -20.3%. SG is still burning cash. CAVA is still building stores.
ASML is still the bottleneck. TSM is still the customer. ASML’s PE is 31.9, TSM’s is 27.8. ASML’s net margin is 30.4%, TSM’s is 43.1%. ASML’s revenue is $7.74B, TSM’s is $839.3B. ASML’s drawdown is 30.7%, TSM’s is 0.0%. ASML’s YTD return is 9.4%, TSM’s is 21.2%. ASML’s gross margin is 54.0%, TSM’s is 58.8%. ASML’s operating margin is 35.4%, TSM’s is 48.5%. ASML is more volatile, but it’s still the only EUV supplier. TSM can’t print chips without ASML.
SoFi is still growing. NU is still diluted. SOFI’s net margin is 5.4%, NU’s is 2.8%. SOFI’s PE is 50.6, NU’s is 29.3. SOFI’s revenue is $410.1B, NU’s is $189.3B. SOFI’s YTD return is 44.1%, NU’s is 27.3%. SOFI’s dividend yield is 0%, NU’s is 2.3%. SOFI’s drawdown is 2.9%, NU’s is 9.6%. SOFI is still a fintech, NU is still a bank. SOFI is still chasing growth. NU is still chasing stability.
DoorDash is still scaling. Grab is still stalling. DASH’s net margin is 5.7%, GRAB’s is 1.2%. DASH’s PE is 310.6, GRAB’s is 1091.8. DASH’s revenue is $240.5B, GRAB’s is $5.35B. DASH’s YTD return is 8.4%, GRAB’s is 3.2%. DASH’s drawdown is 3.1%, GRAB’s is 8.4%. DASH’s market cap is $99.6B, GRAB’s is $21.4B. DASH is expensive, but it’s still growing. GRAB is cheap, but it’s still lagging.
Lyft is still leaner. Uber is still bloated. LYFT’s PE is 113.4, UBER’s is 15.9. LYFT’s net margin is 5.2%, UBER’s is 3.1%. LYFT’s revenue is $14.8B, UBER’s is $91.2B. LYFT’s drawdown is 2.3%, UBER’s is 0.3%. LYFT’s YTD return is 0.1%, UBER’s is 0.7%. LYFT’s market cap is $6.2B, UBER’s is $189.3B. LYFT is still a trade. UBER is still a platform.
AMD is still climbing. NVDA is still consolidating. AMD’s PE is 115.1, NVDA’s is 55.2. AMD’s net margin is 5.7%, NVDA’s is 23.1%. AMD’s revenue is $157.0B, NVDA’s is $171.4B. AMD’s drawdown is 0.1%, NVDA’s is 0.3%. AMD’s YTD return is 0.0%, NVDA’s is -0.6%. AMD’s market cap is $260.1B, NVDA’s is $4.22T. AMD is still underpriced. NVDA is still overowned.
Disclaimer: This post is for information only. Not financial advice. Always do your own research before investing.
Sources
https://www.usatoday.com/story/money/cars/chrysler/2025/07/21/stellantis-sales-reports/85307522007/
https://finance.yahoo.com/news/stellantis-warns-2-3-billion-072020840.html
https://www.cbsnews.com/detroit/news/stellantis-revenue-losses-billions-tariffs/