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12 tech giants dominate key systems while competition struggles to scale

July 15, 2025 2:08 pmJuly 13, 2025 10:26 pm

Twelve companies aren’t monopolies in the legal sense, but they’ve built functional choke points across the digital economy. They don’t block competition. They define the baseline. This thread was inspired by @StockSavvyShay, who laid out the original framework. I’ve expanded … Read more

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Oscar prints $1.1 billion in free cash flow. Stock trades at just 4x cash flow. Routing engine deflates claims at scale.

July 15, 2025 2:09 pmJuly 11, 2025 10:06 pm

Oscar Health is sitting on a pile of cash and trading like it’s invisible. Over the last twelve months, the company generated $1.19 billion in free cash flow. That’s not projected. That’s booked. The stock is trading at $14.38, which … Read more

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